Car Insurance Jacksonville Florida
Reader’s Question:
Reader’s Question:
I will be staying in Jacksonville Florida for a year. How do I register and get insurance in Florida?
Naomi
Jacksonville, FL
To register a car in Florida you will need to submit the original title and proof of Florida insurance to the local county tax collector. Florida insurance is proven by getting car insurance through a Florida licensed insurance provider that can electronically report to the Department of Highway Safety and Motor Vehicles your insurance information for verification purposes.
You must maintain your car insurance in Florida even when you are living outside of FL or surrender your tag and registration. If you do this you will have to re-register your car when you return to Florida from your original state, at which time you will again need to provide proof of Florida car insurance.
Florida Car Insurance
Reader’s Question:
What is the minimum liability bodily injury to carry on car insurance in Florida?
Jim
Clearwater, FL
Vehicle owners or operators in Florida may be required to carry two types of insurance. The first type of car insurance is detailed stated in the Florida Motor Vehicle No-Fault Law. It is noted there that it requires every individual who registers a car in Florida to carry personal injury protection (PIP) and property damage liability insurance (PDL) on the car.
According to the FL No Fault law, any person who has a car in Florida for more than 90 days during the preceding 365 days, resides in Florida, is employed in Florida or has children in school in Florida must buy Personal Injury Protection ($10,000) and Property Damage Liability coverage ($10,000).
These insurance coverages give compensation for insured motorist’s’ physical injury regardless of who is at fault in an accident and for property damage to others when an insured motorist is at fault.