SR22 Insurance Florida

Reader’s Question:

I was caught recently for driving under the influence. The authorities said I need to get a SR22 insurance so that I can continue driving here in Florida. What is SR22 insurance and how do I get one that is cheap?

Pat

Miami, FL

SR22 insurance is a type of certification from an insurance company issued to your state’s department of motor vehicles. A SR22 insurance Florida attests that you have the minimum insurance coverage as required by law. This is normally required from drivers who have been caught violating various traffic rules like over speeding, driving without the necessary insurance coverage, and like your case, DUI.

Since a SR22 insurance Florida is issued to drivers who have been caught for traffic violations, insurance companies normally shy away from giving this type of certification. If they do, then they charge high premiums to drivers. You will have to shell out a substantial amount monthly for your SR22 insurance premiums.

In order to get affordable SR22 insurance, you have to shop around for insurers offering cheap SR22 insurance. A lot of websites in the Internet offer a SR22 insurance Florida that is lower than industry rates. You may want to check out these websites online.