Auto insurance in Florida

For the moment, auto insurance in Florida is in an in between state, but once it returns the requirements and penalties for owning a policy for auto insurance in Florida will be much the same. If you are purchasing a policy right now that will expire after January, it would be best if you keep with the minimum coverage detailed here, even if not all of it is required at the moment, so that you don’t have to bother with adding it later and being pro rated.

When you buy auto insurance in Florida, you are subject to financial responsibility laws like in other non fault and tort states. In order to prove that you are able to pay for any damages or injury you cause, you must carry, at a minimum, the following:

• $10,000 in bodily injury liability
• $20,000 for bodily injury liability for more than one person
• $10,000 liability for property damage

While you are driving, you may be required to show proof that you have auto insurance in Florida. Some of the situations in which this might happen would be when you get into a car insurance accident, if you are required to file an SR22 form for auto insurance in Florida, or when your license has recently been restored.

If your car is in Florida for at least three months every year, then you must have auto insurance ion Florida. Along with the above liability requirements, you are also required to carry no fault insurance, or at least you will be required to do so once no fault laws come back in January. This insurance is

• $10,000 in Personal Injury Protection
• $10,000 in Property Damage Liability

If you fail to carry no fault insurance, then you well have to pay over a hundred dollars to get your license back as well as being required to file an SR22 form for auto insurance in Florida for a period of three years.