Reader’s Question:

If my daughter puts an advertisement on her car, does she have to pay more for her auto insurance? She lives in Florida.

Bill

Coral Springs, FL

Yes, it is likely your daughter would have to pay more for her car insurance in Florida if she put an advertisement on her car since most insurance companies would now require her to get a business policy on the car instead of holding a personal car insurance policy.

I am not sure what your daughter’s current insurance company would do regarding her policy type of insurance rates; she would need to contact her insurance provider for this information. But generally, many personal car insurance companies in Florida would not cover her vehicle if she places an advertisement or lettering for a business on the car. Due to advertising a business on this car, an insurance company will typically now require your daughter to purchase a business car policy or business use policy instead of a personal car policy.