Reader’s Question:

I will be spending about six of the next twelve months in Brandon, Florida. Rather than renting a vehicle I am thinking of purchasing an SUV. Can I get car insurance as non-resident of the US? Whats the cheapest and easiest way to do this? I am 52 years old with a clean driving record.

Carlos

Brandon, FL

It can be difficult to get auto insurance without having a US state driver’s license. This should not be much of an issue though because the Florida of Highway Safety and Motor Services gives information on how a non-United States citizen can get a Florida license. Florida then requires any seasonal or part-time resident living in FL for ninety days or more during the year to get a Florida personal injury (PIP) and property damage liability (PDL) car insurance.

For the months that you are not in Brandon, Florida you must continue to maintain insurance on your car or surrender your Florida tag and registration at the nearest tag office or driver license office. If you choose to do this, when you next return to FL you can register the car after you have acquired proof of FL insurance once again.

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