As a woman, you have a better chance than a man at getting a cheap Florida car insurance rate. When you’re under the age of twenty five, in fact, you will probably pay half as much on your cheap Florida car insurance than will a male who is around the same age as you. This difference in prices is justified by cheap Florida car insurance companies by the simple fact that women, especially younger women, file fewer car insurance claims and get into fewer serious accidents than do men, especially younger men. While during your years as a new driver the difference in cheap Florida car insurance rates between you and a guy can be as much as fifty percent, while as you get older the gap closes. That doesn’t mean that you can’t slow down the closing of the gap by taking advantage of other cheap Florida car insurance money saving options.

The most important arena to use your cheap Florida car insurance savvy is in the car lot, when you’re purchasing a new vehicle. It can be overwhelming to think about cheap Florida car insurance quotes while you’re in such a high stress environment, battling passive aggressively with the car salesman to lower the cost and interest rates of your new car, and hoping that your credit check passes. This is why you should always check cheap Florida car insurance quotes for your choices for a new car before you go to buy it.

While you’re at the lot, though, keep an eye out for the following features that will take your cheap Florida car insurance rates running away from you:

• super expensive cars
• cars with lots of add ons, such as sub woofers and DVD entertainment systems
• turbo charged vehicles
• sports cars
• convertibles
• high performance cars
• sports utility vehicles
• compact cars
• cars that are often stolen

If you want to buy a car that will get you a cheap Florida car insurance quote, then you need to get a mid sized one–even minivans are acceptable, but SUVs are not. These will cause less damage and take less damage as well. Get a car that’s not too expensive or too cheap, but ultimately get the car that you want.