Reader question:

I recently moved, and now my Florida auto insurance quote is so much higher, but nothing has changed. What happened?

Greg

Thank you for your question, Greg.

Actually, something did change, and that is your location. Like practically everything else about you, your car insurance company uses your zip code to determine how high or low your Florida auto insurance quote will be. The reason for this is because in certain areas, things such as traffic and distance between people require more mileage to be used and more accidents to happen, but it’s mostly because your Florida auto insurance quote is driven up by the fact that in your area, cars are probably stolen and vandalized more often.

Your Florida auto insurance quote usually isn’t something you are thinking about when moving house, but now that you know that your new zip code might affect it, it might be a good idea to factor this raise in to your new cost of living and to budget accordingly. You should always get a Florida auto insurance quote before you move so that you can take measures ahead of time towards lowering that Florida auto insurance quote.

You are more likely to pay more for your Florida auto insurance quote in the city, but if you live in the country you might actually get a discount. Many car insurance companies offer what they call farm discounts to their policy holders whose main profession is working on a farm or ranch, and who uses their vehicle most in that and does not drive to work outside of the farm or ranch.

Cheers,

Fashun Guadarrama.