Reader’s Question:

What is the minimum liability bodily injury to carry on car insurance in Florida?

Jim

Clearwater, FL

Vehicle owners or operators in Florida may be required to carry two types of insurance. The first type of car insurance is detailed stated in the Florida Motor Vehicle No-Fault Law. It is noted there that it requires every individual who registers a car in Florida to carry personal injury protection (PIP) and property damage liability insurance (PDL) on the car.

According to the FL No Fault law, any person who has a car in Florida for more than 90 days during the preceding 365 days, resides in Florida, is employed in Florida or has children in school in Florida must buy Personal Injury Protection ($10,000) and Property Damage Liability coverage ($10,000).

These insurance coverages give compensation for insured motorist’s’ physical injury regardless of who is at fault in an accident and for property damage to others when an insured motorist is at fault.