Reader’s Question:

If I decide to purchase a used motorcycle and pay it off, am I still required to even have auto insurance to be able to drive it in Brandon, Florida?

Julius

Brandon, FL

According to the State of Florida drivers are not required to have motorcycle insurance to register a motorcycle in Florida, but, if a motorcycle driver is charged in an accident with injuries, then the owner of the motorcycle is financially responsible for bodily injuries and property damage to others.

If no auto insurance was in effect for the motorcycle at the time of the crash, in Florida than bodily injury and property damage liability insurance must be bought and kept for three years to avoid suspension of license and tag/registration or to reinstate license and tag/registration after suspension.

So liability insurance for motorcycle in Brandon FL is voluntary and not mandatory unless you have caused an accident however it is highly recommended to be bought for your own protection. If you plan to carry passengers it is also a best to check if you need extra insurance coverage for them.

Tags: auto insurance