SR22 In Florida
Reader’s Question:
I just recently moved here in Florida. There are a lot of things I still don’t know about car insurance law here. One thing that I’m quite confused about is the SR22 insurance. I know someone close to me who was involved in a car accident and he does not have car insurance. From what I heard he needs SR22 insurance. What is SR22 auto insurance in Florida?
Benny
Fort Lauderdale, FL
I am sorry to hear that. I hope that someone is doing much better now.
As to your question on what is SR22 auto insurance in Florida, it is a car insurance document that needs to be submitted by your auto insurance company to the Bureau of Financial Responsibility to have your license reinstated or to avoid any suspension of your driving privileges.
The best thing to do if you get involved in an accident and you don’t have car insurance coverage is to purchase auto insurance policy that includes full liability insurance coverage the soonest possible time. Then it’s very important to inform your car insurance company that you were involved in a car accident and you maybe in need of SR22 auto insurance.
It’s also important to negotiate with the aggrieved party for their losses that you’ve caused. If it’s impossible on your part to pay for the damages in full, you can also consider paying on an installment basis.
For additional information about what is SR22 auto insurance in Florida is, you can also ask your car insurance agent. Also, the Florida Department of Highway Safety and Motor Vehicles offers useful information about SR22 insurance.